Indoor Plants You Can't Kill

Indoor plants both decorate a space and clean the environment surrounding them. If you have trouble keeping indoor plants alive, you're not alone! Consider buying one of the easy-to-care-for plants below:

Rubber tree. This house plant can grow to be eight feet tall! It's shiny, dark green leaves add nice color to any room. Because of its size, it can stand alone in a corner or at an entryway. Trying to declutter without sacrificing decor? The rubber tree may be your answer. They thrive in room temperature, with moderate to bright light, and soil that's allowed to dry between waterings.

Diffenbachia. This plant can grow six feet high, so it can also serve as a room's focal point. It's tropical appearance is great for vacation homes or homes with beachy, coastal themes. Low-medium lighting and evenly moist soil is best. The Areca Palm is also great for a tropical feel. While it can reach seven feet, it can stay smaller if contained in a smaller pot. Use indirect light and somewhat dry soil.

Snake Plant. Snake plants are extremely easy to care for, as they do not require specific lighting or temperatures to survive. The air and soil should be somewhat dry, however. These plants are smaller and may look nice potted in a row--some have yellow or white edges to add variety.

Heart-Leaf Philodendron. This plant trails, meaning its heart-shaped dark green leaves are meant to stem down from mantles and bookshelves. It does well in room temperate with indirect light and soil that dries between waterings. English ivy also trails down furniture. It's a smaller, elegant plant that responds best to moist soil and cooler room temperatures (to about 70 degrees).

Shamrock Plant. If you're looking for an easy, indoor, flowing plant, look into the shamrock plant. It has bright green leaves resembling shamrocks and feature white flowers on tall stems. Water this plant thoroughly once a week, and keep in bright (but indirect or filtered) light.

Orchid. Orchids come in a variety of colors and designs, bringing elegance and class into any room. It's a clean cut plant that looks great anywhere and everywhere. Orchids come in different sizes and can be placed in flower pots. Because they don't need constant attention, they often survive trips and even extended vacations. Watch the video below for a brief tutorial on orchid care:

Want more? Click here to see and read about additional indoor plants that are easy to care for, and to see pictures of the plants mentioned above. 

Empty Nesters: Living the Good Life

Has your family surpassed its need for a spacious, family home? Many empty nesters turn to townhouses, patio homes, and condos once their kids move out. For some, this is an easy decision. Condos are very low-maintenance—both inside and out. Homeowner's Associations handle yard work and snow removal (for a fee). Often, empty nesters sacrifice square footage for a newer home of a higher caliber. They note upgraded plumbing and electric and cheaper utility bills. Additional benefits include the open floor plan of newer homes, the close community created by condo-living, and the opportunity to redecorate your home after you move. 

Not sure whether a condo is the right type of home for you? Click here for a list of advantages and disadvantages of condo ownership vs. single family home ownership. If and when you decide to move, consider letting me help. I'd love to earn your business. 

To Rent or Buy? 5 Questions to Guide Your Decision

Torn between buying and renting? Consider these five questions, inspired by a CNN news article, to help guide your decision:

How long do you plan to stay?

If you are not planning on keeping you home for five to seven years or more, transactional costs associated with home buying and selling, such as commissions and closing costs, may not be worth it. 

Do you have enough cash to cover closing costs?

Banks typically don’t lend more than 80% of the cost of the home. Buyers have to come up with a 20% down payment, on top of closing costs. Take 20% of the home you are considering purchasing—can you afford a down payment of that amount?

Can you cover additional homeownership costs? There are many expenses, aside from the mortgage, associated with homeownership, such as property taxes, insurance, heat, utilities and regular maintenance. When you rent, you often forgo some of these financial responsibilities. 

Can you claim the tax advantages of homeownership? Yes, mortgage payments are deductible and can reduce tax bills. However, this benefits high-income earners with significant mortgage payments. Many borrowers claim the standard deduction on their taxes and save nothing from the deduction.

Do you have a stable job? This determines whether you can expect to be able to afford the above expenses! If your employment situation is unsteady, it’s probably not a great idea to assume the responsibility of homeownership until more stable ground is reached. 

The New York Times has created a calculator that allows you to enter personal information such as monthly rent, home price, down payment, mortgage rate, and annual property taxes to determine how long you would have to live in a home so that buying would be more cost-efficient than renting. 

Must Have Real Estate Apps

Check out these must-have real estate apps to assist you in your home search--

• Keller Williams Realty mobile app. Features:

         -Customize search for nearby homes on the market

         -Customize search for available rental properties 

         -Open house search

         -Save searches and properties

         -Mortgage calculator

         -Directly contact agent options if interested in a property you see 

          How to get it: Search for “Keller Williams Realty” in the app store. Good news: it’s free! 

          Once you’ve installed it, you can search for an agent and enter his/her personal code. 

          Look for me, Jack Curtis, using my code: KW1M9M6DP 

• Chase Bank “My New Home” app. Features: 

           -Customize home search 
           -Take and store photos, videos and notes of your favorite homes
           -Estimate your monthly mortgage payments
           -Quickly access Chase mortgage bankers for help. 
           

            Visit chase.com/MyNewHome to download this free app.

• Realtor.com mobile app. Features:

          -Filter your search based on criteria such as price, size, age of home, and location. 

          -Limit your search to new listings and open houses. 

          -Zillow and Trulia, additional real estate websites, have similar mobile apps available. 

These tools create convenient, new ways to shop the housing market. They do not, however, eliminate the need for a Realtor! Realtors are expert negotiators with a valuable knowledge of the home-buying process and the many steps it involves. As an experienced professional I’d be happy to give you more information and guide you through the entire home-buying process. Feel free to contact me with any questions or concerns.

The "Dos" and "Don'ts" of Furniture Arrangement

Brynn Mannino writes in Woman's Day magazine that trial and error is "the surest way to a flawless room." Still, there are some golden rules when it comes to arranging furniture. To start, measure rooms with a tape measurer so you know what space you have to work with.

DO Use large area rugs under furniture, exposing some flooring but covering most of the seating area. small rugs make small rooms look smaller and large rooms look choppy.

DON'T put couches right up against a wall. Leave a little space (a few inches) between walls and couches, side tables, and chairs to create breathing room and make the space look larger. While side tables should be as tall as the couch arm they are next to, remember it's okay to mix furnishings of different sizes. Chairs should be less than eight feet apart, to encourage conversation.

DO evenly light the whole room (cover all the corners!). Taller lamps emphasize, or give the impression of, a high ceiling.

DON'T hang short curtains, which can look like afterthoughts. Floor to ceiling drapes make a room look higher. Hanging curtains a few feet after the casement ends frames windows and makes them look wider.

DO orient your bed toward the focus point of your bedroom: perhaps opposite of french doors or big windows. Corner nooks are good for beds. When in doubt, place a side of the bed against a wall.

DON'T use small coffee tables. Larger coffee tables, like rugs, connect and expand a room. Ideally, coffee tables should be 12-24 inches from your couch, and will fit the shape of your room. A square room warrants a square table, while a long and narrow room would look best with a long, narrow table. Because humans feel more comfortable in square arrangements, you might consider breaking up a long room into two seating areas based on function (i.e., conversing and dining).

DO place dining room tables under overhead lights, preferably in the center of the room. If this classic arrangement is not an option, Angelo Surmelis (former HGTV host and celebrity designer) suggests doing "something fun, like placing [a dining room table] against a wall and creating bench seating."

DON'T put a dresser in a corner. This wastes space and looks bad. Place a dresser against the wall, balancing it with another piece of furniture (if off center) to create a balanced look.

DO hang wall decor in keeping with the rest of your furniture. As a rule of thumb, place wall art 24-36 inches above a piece of furniture. Hang mirrors opposite of what you want to see more of. For example, mirrors hung opposite of windows help bring in more light. Play around with wall decor placement before you hammer a nail into a wall, and avoid out of scale pieces. Similarly scaled pieces create a serene look.

DON'T make your TV the focal point of your home. Fireplaces and other architectural features are better to highlight. Grouping main items together is smart (you can hang your TV above your fireplace). If wall-hanging is not an option, choose where the TV goes based on the room's main attraction.

When all is said and done, your furniture placement should have an identified relationship: symmetric, which is restful, or asymmetric, which conveys motion and excitement.

Student Debt Hindering First-Time Homebuyers

Kenneth Harney wrote for The Columbus Dispatch that student debt is impeding first-time homebuyers. This group traditionally accounted for 40% of home purchases, but only reached 28% in May 2013, according to the National Association of Realtors. The lack of first-time homebuyers creates a domino effect on the housing market: no one is there to buy starter homes, those who currently live in starter homes and wish to move to bigger homes have no buyers, and thus people in even bigger homes likewise have no buyers. The Wisconsin Institute conducted a research study on the matter. The rate of home-ownership among people paying off student loans is 36% lower than that of those with no student debt. Other factors pushing first-time homebuyers out of the market are 20% down payments for conventional loans, persistent negative equity problems, and competition from cash buyers with no financing contingencies.  While some people think renting is the answer, the true problem lies with the elevated costs of higher education. 

How to Modernize the Layout of Your Home

For years, homebuyers sought homes with wide open spaces, with the kitchen competing for attention with the huge, two-story great room. Meg White, a writer for Realtor Magazine, says that's not the situation anymore. Today's homebuyers want to see carved out spaces with designated uses. As for the competition between the great room and the kitchen, these two areas have combined to comprise the main living space of a home. But the contemporary great room doesn't feature a soaring ceiling anymore--it's much more intimate with 10 foot ceilings. Furthermore, buyers don't want to walk right into their main living space, which then gets cluttered with the day's mail, the kid's homework, and car keys. New homes often feature distinct entryways that contain a "drop zone" to help people keep their homes clean and organized. Lastly, the master suite has gained more importance in recent years. Master fireplaces are on the rise, and home builders are conscious to create spaces that work for couples on different sleep schedules.

Does this not sound like your home? There's a few ways to modernize the flow of your house without tearing down walls or adding on rooms. To make the entryway more prominent, add a small table with a drawer, a mail organizer, key hooks, and a charging station. This can serve as your "drop zone." If you have a vast open space for your great room, consider creating nooks and crannies with specific purposes. Perhaps you could make a corner of the room a "homework space" by placing a desk in it. Both of these alterations will help keep your main living space livable--that is, not overwhelmed by everyday clutter. As for the master suite, it often pays off to moderately update your master bath. Funds used to add onto and improve mid-range bathrooms yield a better return on investment than higher-end projects. If you'd like to upgrade bathroom countertops without spending too much money on granite or marble, a mosaic of colored tiles may be the way to go.

For more information, view the original article here.

Contact me if you're interested in updating and staging your home to sell-when I list homes, I stage them for free!